{"id":68746,"date":"2026-03-05T12:43:16","date_gmt":"2026-03-05T15:43:16","guid":{"rendered":"https:\/\/safras.com.br\/es\/?p=68746"},"modified":"2026-03-05T12:43:16","modified_gmt":"2026-03-05T15:43:16","slug":"balance-grupo-galicia","status":"publish","type":"post","link":"https:\/\/safras.com.br\/es\/balance-grupo-galicia\/","title":{"rendered":"Grupo Galicia reporta p\u00e9rdida de $83.546 millones en el 4T25"},"content":{"rendered":"

El holding financiero Grupo Financiero Galicia<\/a> report\u00f3 una p\u00e9rdida neta de $83.546 millones<\/b> en el \u00faltimo trimestre del a\u00f1o. Si bien esta cifra contrasta con las ganancias extraordinarias del 4T24, representa una mejora secuencial del 12%<\/b> frente al trimestre anterior. El ejercicio anual 2025 cerr\u00f3 con una utilidad de $196.046 millones<\/b>, lo que implica una contracci\u00f3n del 91%<\/b> respecto al r\u00e9cord de 2024.<\/p>\n

Recuperaci\u00f3n del margen y expansi\u00f3n del cr\u00e9dito<\/h2>\n

A pesar del resultado neto negativo, los indicadores operativos comenzaron a mostrar signos de estabilizaci\u00f3n hacia el cierre del a\u00f1o:<\/p>\n

    \n
  • \n

    Margen Financiero:<\/b> Se ubic\u00f3 en 16,4%<\/b>, recuperando 200 puntos b\u00e1sicos frente al trimestre anterior gracias a la normalizaci\u00f3n de las tasas de inter\u00e9s y un menor costo de fondeo.<\/p>\n<\/li>\n

  • \n

    Pr\u00e9stamos al Sector Privado:<\/b> Crecieron un 77% interanual<\/b>. Dentro de este rubro, los cr\u00e9ditos hipotecarios<\/b> fueron la estrella del trimestre con un salto del 76%<\/b>.<\/p>\n<\/li>\n

  • \n

    Cuota de Mercado:<\/b> Galicia consolid\u00f3 su liderazgo con una participaci\u00f3n del 15,1% en pr\u00e9stamos<\/b> y del 17,7% en dep\u00f3sitos<\/b> del sector privado.<\/p>\n<\/li>\n<\/ul>\n

    Desaf\u00edos en la mora y solidez de capital<\/h2>\n

    El contexto de reacomodamiento econ\u00f3mico impact\u00f3 directamente en la calidad de la cartera, aunque el banco mantiene niveles de solvencia robustos:<\/p>\n

      \n
    1. \n

      Incobrabilidad:<\/b> El cargo por pr\u00e9stamos de dudoso cobro escal\u00f3 a $1,02 billones<\/b>, un aumento del 110% interanual<\/b>, reflejando las dificultades de pago de los clientes.<\/p>\n<\/li>\n

    2. \n

      Dep\u00f3sitos:<\/b> Sumaron $25,57 billones<\/b>, con un crecimiento genuino del 36% anual<\/b>, lo que demuestra la confianza de los ahorristas en la entidad.<\/p>\n<\/li>\n

    3. \n

      Ratio de Capital:<\/b> El grupo fortaleci\u00f3 su solvencia alcanzando un 23,0%<\/b>, un nivel superior al exigido por las normas regulatorias y por encima de sus propios registros de 2024.<\/p>\n<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

      El holding financiero Grupo Financiero Galicia report\u00f3 una p\u00e9rdida neta de $83.546 millones en el \u00faltimo trimestre del a\u00f1o. Si bien esta cifra contrasta con las ganancias extraordinarias del 4T24, representa una mejora secuencial del 12% frente al trimestre anterior. El ejercicio anual 2025 cerr\u00f3 con una utilidad de $196.046 millones, lo que implica una […]<\/p>\n","protected":false},"author":13,"featured_media":66616,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[399,444],"tags":[334,584,1002],"commodity":[],"class_list":["post-68746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas","category-noticias-financieras","tag-argentina-es","tag-balance","tag-galicia"],"acf":[],"yoast_head":"\nGrupo Galicia reporta p\u00e9rdida de $83.546 millones en el 4T25 - SAFRAS & Mercado<\/title>\n<meta name=\"description\" content=\"Galicia cerr\u00f3 el 4T25 con p\u00e9rdidas, pero mejor\u00f3 su margen financiero al 16,4%. 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